Financial Literacy

Let us help prepare you for home ownership and give you resources to understand housing finances

Earned Income Tax Credit

The Chenango Regional EITC Partnership supports low to moderate income households in our region through Volunteer Income Tax Assistance (VITA), Financial Fitness education and counseling, and asset building opportunities in our community.

The Chenango Regional EITC Partnership consists of Opportunities for Chenango, Inc. (via Quaranta Housing Services), United Way, Cornell Cooperative Extension, Colgate University, Morrisville State College, AARP tax-aide, Farm Bureau, five regional financial institutions, and the IRS local territory office.

The partnership formed in the fall of 2004, and supported 193 families in the 2004 tax season to attain $55,951 in EITC and Child Tax Credits through voluntary income tax preparation. The partnership completed its second successful tax season in April of 2006 by supporting 305 families to attain $184,062 in EITC and Child Tax Credits through voluntary tax preparation. In the 2006 tax season (spring 2007), through the support of the 2006 HHS EITC T/TA grant, the Partnership supported 499 families throughout the region to attain $296,429 in EITC and Child Tax Credits. At the close of the 2007 tax season our partnership supported nearly 600 families to attain more than $500,000 in tax refunds to be used in our community.

This valuable service fosters family self sufficiency through free tax preparation, electronic tax filing, financial counseling, and asset building opportunities. Much of the tax refunds attained through this initiative are spent here, supporting the economic growth and stability of our region.

For more information, call Quaranta Housing Services at (607) 334-7114 ex. 4004 or fill out our QHS Referral Form to the right.

Energy Conservation Workshops

We offer several workshops to educate on the conservation of energy and resources

Making Ends Meet (MEM): This workshop provides an overview of the process for developing and using a household spending plan. We also explore ways to maximize resources and reduce energy use. Participants will receive a free money management kit.

Save Energy, Save Dollars (Energy): Learn about low-cost and no-cost Strategies easily impelemented by homeowners or renters to save energy and reduce energy bills. Also learn about programs that can help you afford energy-efficiency improvements with subsidies, low-interest loans, or free services to qualifying households. Participants will receive a free energy kit, including weatherstripping, shrink window insulation, outlet and light switch gaskets, and more.

Exploring Credit/Debit Management Issues (Credit): Information on selecting and using credit wisely are shared at this workshop. Also strategies for paying down debt, obtaining and reviewing a credit report, and understanding a credit score are presented. Participants receive free credit management tools.

These Workshops are sponsored by Quaranta Housing Services in partnership with Cornell Cooperative Extension. They are part of the EmPower New York Program, are now a component of the HeatSmart NY initiative. HeatSmart NY workshops are sponsored by the New York State Energy Research and Development Authority (NYSERDA).